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Visa® Platinum with Cash Back

Earn a cash rebate with every purchase.

Enjoy earning cash back right away when you use this Credit Card on purchases you make every day—with no minimum purchase amount required before your full rebate applies.

Compare the features of our cards.

You’ll benefit from having a Visa® Platinum with Cash Back card by:

  • Earning a 2% cash rebate on purchases at restaurants, grocery stores, and automated fuel dispensers¹ and a 1% cash rebate on all other eligible purchases¹
  • Having your cash rebate automatically credited to your Credit Union savings account on a quarterly basis
  • Enjoying peace of mind from the added protection of Visa’s Zero Liability Policy.
  • The Visa Platinum with Cash Back card also comes with:

  • No annual fee
  • If you qualify, 6.9% - 8.9% introductory APR on balance transfers for 18 months²
  • Competitive APR²³
  • No balance transfer fees
  • The ability to customize your card image with Design Your Own Card
  • Worldwide acceptance
  • Low International Transaction fee of 1% vs. 3% on most other cards
  • Free annual summary of purchases when you make at least 120 purchases per year
  • 24-hour member support at 800-654-7728.
  • The convenience of Online Statements.
  • To open a Visa Platinum with Cash Back card:

  • Apply online
  • Contact Member Relations at 800-214-5098
  • Visit your local Service Center

  • ¹Rebates are automatically earned by making eligible purchases with your Credit Union Visa Cash Back card. Each Eligible Purchase made by the cardholder or authorized user(s) shall qualify for the cardholder cash back rebate as follows: you will earn a 1% base rebate for each $1 of net purchases (defined as purchases minus purchase returns and allowances and purchase discounts plus transaction). You will also earn an additional 1% bonus rebate for each $1 of net purchases, up to a maximum of $2,000 per month on eligible net gas, grocery and restaurant purchases made at retail establishments that classify their merchant location for Visa in one of the following bonus categories: automated fuel dispensers, grocery stores/supermarkets, and quick service payment/fast food restaurant/restaurant. Non-automated fuel purchases at gas station locations in the bonus category shall be treated as a regular purchase and will only earn the 1% base rebate.
    ²APR = Annual Percentage Rate. For qualifying accounts, balance transfers and convenience checks processed in the first 90 days, up to your available credit limit, will receive an APR between 6.9% and 8.9% for the first 18 months. The APR used to compute finance charges on qualified balance transfers will be based on your credit profile. Balance transfers processed after the first 90 days of account being opened will receive the APR for purchases and cash advances. Balances cannot be transferred from one credit union credit card to another credit union credit card and qualify for this promotion. Other credit union loan balances are not eligible for this promotion. All existing payment terms apply. Effective February 22, 2010, to the extent your payments exceed the minimum payment due each billing period, we will apply excess balances to the highest annual percentage rate and any remaining portion to other balances in descending order based on annual percentage rate.
    ³View complete rates and disclosures
    Visa ® is a registered trademark of Visa.
    CURewards® is a registered trademark of Hinda, Inc.